Terms of Use

Welcome to Indian Calculator Hub. By accessing or using our website, services, and online calculation tools (collectively referred to as the "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not accept these terms, you must refrain from using the site.

1. Informational & Educational Purposes Only

All calculators, computational algorithms, explanatory guides, tables, and numerical outputs provided on Indian Calculator Hub are designed solely for educational, academic, and general informational estimation purposes:

• No Financial or Investment Advice: Loan EMI computations, Mutual Fund SIP forecasts, and Fixed Deposit returns represent mathematical simulations based on standard compounding formulas. They do not represent financial advice, an offer to lend, or an assurance of mutual fund performance. Financial markets involve risk, and actual lending terms vary by bank discretion.
• No Legal or Tax Advice: GST calculations and tax threshold alerts (Section 80C, 24b, 194A) are simplified informational models. They do not constitute formal tax advice or chartered accountancy opinions. Consult a certified Chartered Accountant (CA) for official tax filing guidance.
• No Medical or Clinical Advice: The Asian Indian BMI tool and weight ranges provide general epidemiological context based on published WHO/ICMR papers. They are not a substitute for professional medical diagnosis or personalized dietary prescriptions.

2. Accuracy of Mathematical Tools

While we make every reasonable effort to ensure that our algorithms, formulas, and data tables reflect prevailing Indian regulatory guidelines, Indian Calculator Hub makes no warranties or representations, express or implied, regarding the continuous completeness, absolute accuracy, or fitness for a particular purpose of any computational output.

3. Permitted Use & Intellectual Property

You are granted a personal, non-exclusive, non-transferable, revocable license to access and use Indian Calculator Hub for personal or internal organizational utility. You agree not to:

• Scrape, duplicate, or mirror the calculator codebase or explanatory articles without explicit written permission.
• Attempt to interfere with the proper functioning of the site or bypass security mechanisms.
• Frame or embed portions of the website in a misleading or commercial manner that falsely implies endorsement.

4. Advertising & Third-Party Links

Our website displays commercial advertisements served by Google AdSense and may include links to third-party web properties (e.g., official banking portals, government portals like gst.gov.in or cbse.gov.in). We do not control, endorse, or accept liability for the content, privacy policies, or practices of any third-party websites or services.

5. Limitation of Liability

To the maximum extent permitted by applicable Indian law, Indian Calculator Hub, its founders, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your reliance on any calculation, estimate, or information obtained through our service.

6. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of India. Any legal dispute, controversy, or claim arising out of or relating to your use of Indian Calculator Hub shall be subject to the exclusive jurisdiction of the competent courts situated in Bengaluru, Karnataka, India.

7. Modifications to Terms

We reserve the right to revise or update these Terms of Use at our discretion. Any revisions will be reflected on this page with an updated "Last Updated" date. Continued use of the website following any changes constitutes acceptance of the new terms.

8. Contact Information

For inquiries regarding these Terms of Use, please contact: