Lumpsum Calculator
Calculate the future value of a one-time lumpsum mutual fund investment.
Estimated Gains
₹2,10,585
Future Value
₹3,10,585
Year-wise Growth
| Year | Value |
|---|---|
| 1 | ₹1,12,000 |
| 2 | ₹1,25,440 |
| 3 | ₹1,40,493 |
| 4 | ₹1,57,352 |
| 5 | ₹1,76,234 |
| 6 | ₹1,97,382 |
| 7 | ₹2,21,068 |
| 8 | ₹2,47,596 |
| 9 | ₹2,77,308 |
| 10 | ₹3,10,585 |
How to Use This Calculator
1. Enter the one-time lumpsum amount you want to invest.
2. Enter the expected annual rate of return.
3. Enter the investment duration to see the projected future value.
Formula & Explanation
Lumpsum investments grow using standard annual compounding:
FV = P × (1 + r)^t
Where P is the invested amount, r is the expected annual rate of return, and t is the investment duration in years.
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Frequently Asked Questions
A lumpsum investment is a one-time investment of a large amount into a mutual fund or other instrument, as opposed to investing smaller amounts periodically via SIP.
Lumpsum can generate higher returns when markets are rising, but carries more timing risk. SIP averages purchase cost over time and reduces this risk, making it suitable for volatile markets.
No, this is only an estimate based on the rate you enter. Actual mutual fund and market-linked returns fluctuate and are never guaranteed.
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